Investments are in Sterling but will have exposure, within the risk mandate to sterling, euros and dollars. 
TAM also offer access for those with an ethical inclination a Growth based ESG (Environmental, Social and Governance) investment portfolio option. The default schemes offered for management mentioned earlier are operating at a combined TAM charge of less than 0.5% pa.
The TAM ESG Growth model will run with slightly higher charges as the managers feel that the investments available to provide return are slightly more costly and TAM does not want to compromise its performance targets by shackling to this tight charging structure.
TAM Asset Management has extended its ESG range to include religious ESG investments and runs a Growth Sharia investment portfolio. TAM has run Sharia portfolios for more than 5 years and is an industry leader, but like ESG portfolios the pricing is slightly higher than the 0.5% pa.
Focus
The Focus portfolios are the default priced Focus offering. This default product portfolio comprises risk graded investment portfolios invested in unit trusts, mutual funds, OEIC's, regulated investment funds and exchange traded funds (ETFs). TAM Asset Management seek managers whose aim is to outperform their respective markets. Asset classes you may find in this portfolio are Government and Corporate Debt, Equities, Absolute return, property, commodities as well as cash. classification. Three Focus risk graded portfolios are offered, Defensive (low risk to equities), Balanced (medium risk to equities) and Adventurous (Higher risk to equities). Factsheets for these default priced products are available below for review.
FOCUS portfolios at TAM seek the "best of the best" approach of collective investment funds allowing for significant diversification at default pricing.
Click here for Focus Fund Factsheet
ESG
This is not a default fund but offers exposure to an optional ESG (environmental, social and governance)
Growth portfolio comprising of socially responsible investment vehicles including unit trusts, OEIC's, mutual funds and exchange traded funds (ETFs),
whose managers aim to outperform their respective markets. Asset classes you may find in this portfolio are Government and Corporate Debt,
Equities, Absolute return, property, commodities as well as cash. classification.
ESG Growth seeks to generate capital growth over the medium to longer term, with the aim of riding out short-term fluctuations in value.
The portfolio has a growth approach to equity exposure, typically comprising of 60-75% equity and 25-40% non-equity.
These weightings may deviate within set parameters, allowing managers to react to market conditions.
Click here for ESG Fund Factsheet
Sharia
This is not a default but offers exposure to an optional Sharia Growth portfolio comprising of Sharia-compliant investment vehicles including unit
trusts, OEIC's, mutual funds and exchange traded funds (ETFs), whose managers aim to outperform their respective markets.
Asset classes you may find in this portfolio are Sukuk Debt, Sharia compliant Equities, commodities as well as cash.
Sharia Growth seeks to generate capital growth over the medium to longer term, with the aim of riding out short-term fluctuations in value.
The portfolio has a growth approach to sharia equity exposure, typically comprising of 60-75% equity and 25-40% non-equity.
These weightings may deviate within set parameters, allowing managers to react to market conditions.
Click here for Sharia Fund Factsheet
